What type of business is it good for?

We offer brokers unique underwriting solutions based upon experience, creativity and the ability to structure policy wording.

Wholesale 100% dedicated to the wholesale distribution network
/images/default-source/icons/svg/61.svg?sfvrsn=c18260ad_2 Broad risk appetite including catastrophic and non-catastrophic risk
/images/default-source/icons/svg/file-folders.svg?sfvrsn=eaa12204_6 Advanced individual risk and portfolio management tools
AXIS E&S Property helps brokers in the specialty marketplace. We provide solutions for specialty lines such as fire and allied lines, inland marine, and DIC including flood and earthquake. Exposures or risk characteristics typically includethe perils of fire, wind, hurricane, flood, earthquake or terrorism. To address these exposures, the AXIS E&S Property Insurance team has a broad range of solutions that include single peril, DIC and all risk coverage in combination with primary, excess or quota share participation.
  • Structures: primary, excess, first-dollar (100% written) and quota share
  • Typical deductibles: 
    • $25,000 for non-critical earthquake
    • 5% for California earthquake
    • 2% for New Madrid and Pacific Northwest earthquake
    • $25,000 for flood, except in high-hazard flood zones
    • 2% to 5% of total insured values for wind in 1st-tier counties from Maine to Texas
    • $5,000 all other perils
  • National coverage
  • Windstorm - wind deductible buyback
  • Public entity including schools
  • Habitation
  • Hospitality
  • Real estate schedules
  • Retail and wholesale enterprises
  • Healthcare
  • Manufacturing
  • Builders risk
  • Other commercial properties

Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company. 

Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.


AXIS E&S Property Insurance Appetite Guide


Clients can rest assured that when a claim is filed AXIS focuses on:

  • Quick decision making
  • Championing your needs
  • An honest approach
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