What type of business is it good for?

Small to midsize property and casualty insureds that are part of a specific industry or association

28 Dedication to property and casualty program business
/images/default-source/icons/svg/3.svg?sfvrsn=d40a1aad_6 No minimum premium size to establish a relationship
/images/default-source/icons/svg/3.svg?sfvrsn=d40a1aad_6 Highly experienced team that supports each program
Stronger together. That's how we feel about our program business partners. AXIS Program Business teams up with experienced AXIS-appointed program administrators (PAs) and program managing general agents (MGAs) throughout the United States, enabling us to provide clients property and casualty insurance solutions for commercial and personal coverage. We offer a broad range of commercial and personal lines coverages for specialty, niche programs, focusing on small-to-midsize accounts. And you'll feel confident knowing our highly experienced team is skilled at evaluating, developing and managing program businesses. Plus, our program administrators and managing general agent partners have a high degree of technical expertise and share our disciplined underwriting philosophy. What's more, if a claim ever needs to be submitted, our program business claims specialists have the know-how and resources to resolve it efficiently so your client's company can forge ahead.
  • All property and casualty lines except worker compensation
  • Industry group programs – Typically homogeneous business within a specific niche or industry group managed, processed and distributed by a specialized program administrator.
  • Affinity groups – Property and casualty products delivered as part of industry association. May be sponsored in part or whole by the association as a benefit of membership.
  • Binding authorities – Specialized property and casualty products (e.g., specialized commercial or personal lines, etc.) delivered through a PA or MGA platform on a regional or nationwide basis.
The PAs and MGAs that we work with have full program administrative capabilities, including underwriting, rating, policy issuance and reporting. We utilize TPAs for claims administration, with oversight and management by AXIS Claims. We can offer profit sharing, variable commission and support captives, whichever is the best solution that aligns both parties’ interests. We consider a diverse array of opportunities and prefer programs that have:
  • Sufficient in-force gross written premium to support development costs and ongoing expenses
  • At least three years of verifiable premium and loss history
  • A focus on a niche market or specialty product line
  • Business that can be written and priced using a well-defined underwriting template

Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.


AXIS Program Insurance Appetite Guide


Clients can rest assured that when a program business claim is filed AXIS focuses on:

  • Quick decision making
  • Championing your needs
  • An honest approach
Learn more about claims