What type of business is it good for?

  • General contractors
  • Construction managers
  • Construction professionals
  • Specialty contractors
  • Environmental contractors
  • Design builders
  • Artisan contractors
Pollution Occurrence form contractors pollution liability for your client's practice or projects
/images/default-source/icons/svg/42.svg?sfvrsn=47a23f9c_2 Primary and excess coverage backed by the exceptional financial strength of the AXIS insurance companies
Being a contractor requires the right preparation. And it's not just planning the actual inner workings of the project. It's also just as important to manage environmental risk exposures that may occur and ensure there's coverage for unintended pollution events. What would happen if someone got hurt? What if property damages occurred? What if your work resulted in pollution conditions? How a company answers those critical questions is crucial to its success. That's where AXIS Contractors Pollution Liability Insurance or CPL comes into play. CPL provides third-party insurance coverage for work performed by, or on behalf of, a contractor that results in bodily injury, property damage, and requires cleanup or incurs defense costs that occur from pollution conditions.
  • Coverage includes cleanup costs, restoration costs and emergency response costs
  • Definition of pollutants includes mold
  • Defense costs are not subject to the deductible
  • Includes both covered and completed operations 
  • Flexible endorsement tailoring for customized solutions
  • Worldwide coverage, where permissible by law
  • Professional coverage
  • Sudden and accidental site pollution
  • Reputation protection supplemental (crisis management)
  • Nose coverages available for in force claim made policies
  • Admitted coverage available in most state

Most commercial contractors, subject to underwriting guidelines, including:

  • Carpentry or framing
  • Civil
  • Concrete
  • Construction management
  • Drywall
  • Electrical 
  • Excavation/Site development
  • General contracting
  • Heavy highway/bridge
  • Insulation
  • Landscaping
  • Masonry
  • Mechanical/HVAC
  • Painting
  • Plumbing
  • Roofing
  • Street/road

Note: All capabilities (including deductibles, self-insured retentions, limits of liability and minimum premium) are for illustrative purposes only as to products offered by AXIS insurers licensed in the state and not necessarily indicative of the capabilities of any other AXIS company.

Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. anyone interested in an insurance policy should request a copy of the policy itself for a description of the scope and limitations of coverage The information on this Website is provided for informational purposes only and is not an offer to sell, or a solicitation to buy, any particular insurance product. No insurance product is offered or will be sold in any state in which such offer or solicitation would be unlawful under the laws of such state. Certain products may be offered by AXIS companies not licensed in your state and therefore may only available through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such finds, and surplus lines insurers are not always subject to the same insurance regulatory standards applicable to licensed insurance companies.


Clients can rest assured that when the unexpected happens during an environmental project and a claim is filed AXIS focuses on:

  • Quick decision making
  • Championing your needs
  • An honest approach
Learn more about claims